429 Capital is a Los Angeles-based commercial loan advisory firm. We match small businesses with the right SBA and conventional financing — and manage the entire process from lender selection to closing.
Working with this team has been a game changer for my brokerage team and for countless clients I have referred their way. They consistently deliver above and beyond, and their expertise in SBA lending is unmatched. Most recently, we closed an owner-user SBA deal in Spring Valley, CA, and the team was absolutely instrumental in getting it across the finish line. Their knowledge, responsiveness, and ability to navigate challenges kept the deal moving forward at every step. This is not a one off experience — they have come through on many other transactions as well. They are reliable, proactive, and truly understand how to structure financing to make deals work. I always feel confident sending clients their way because I know they will take exceptional care of them. If you have a business looking to purchase, refinance, or simply have questions about the process, 429 Capital is an incredible resource. Highly recommend.
Whether you are buying real estate, acquiring a business, or financing equipment — we structure the right loan and match you to the best lender.
We partner with CRE brokers, CPAs, and attorneys to support their clients. Refer your clients with confidence — we manage the financing from start to close while protecting your relationship.
We submit clean, well-packaged loan files. If you are a bank or credit union looking for quality SBA deal flow, let us connect.
I recently worked with the 429 Capital team to secure an SBA loan for my real estate refinance, and the experience was outstanding from start to finish. The team was incredibly responsive — quick emails, clear explanations, and always available for questions, which made the whole process feel stress-free. What stood out the most was how they bridged the gap with the bank; they handled all the coordination, paperwork, and back-and-forth so I did not have to chase anything down. Thanks to their expertise, we closed quickly and got the funding we needed at a competitive rate. Highly recommend!
The 429 Capital team are an excellent resource for my clients. Using their team helps streamline the process versus sending a loan application into multiple banks. Their team will shop the banks for you and ensure you and your client get the best deal possible!
The 429 Capital team are my go to lender for any clients and prospective clients that need to get pre-qualified for a property they want to purchase. They have helped me get several deals done over the past few years and have continued to surpass expectations. On a recent transaction, they were able to leverage their banking relationships to get a very competitive interest rate for my client, beating out his long time lender and leaving the Buyer feeling very fortunate as opposed to dealing directly with their bank.
We match you with the right program — not just whichever lender responds first.
The most versatile SBA program — covers acquisitions, working capital, equipment, real estate, partner buyouts, and debt refinancing.
Own your building with just 10% down at a long-term fixed rate. Covers purchase, construction, and renovation. Assumable if you sell.
Fast, asset-backed approval on new and used equipment. Equipment serves as collateral — keeping underwriting clean and approval quick.
Purchase, refinance, or build commercial property — retail, office, industrial, warehouse, or mixed-use. Conventional and SBA options.
Revolving credit you draw only when needed — ideal for payroll gaps, inventory, seasonal swings, or bridging receivables.
Buy an existing business or franchise including goodwill, equipment, and inventory. Well-suited for first-time buyers and professional practices.
Lenders approve loans based on how a file is structured. A weak presentation gets declined. We write the story that gets you approved.
Every deal is unique. Not sure if you qualify? Call us — we will tell you honestly.
Our team includes a former bank SBA loan officer, backed by 25 years of combined experience. We understand exactly what underwriters look for — and what can kill a deal before it ever reaches their desk.
Banks, CDCs, credit unions, non-bank SBA lenders — we match you to the right institution for your deal.
Select a loan program, enter your numbers, and get an instant estimate. Ready for a real quote? We will run the actual numbers for you — free.
Estimates are for illustrative purposes only. Actual rates, terms, and payments are subject to lender approval.
No commitment. No credit pull. Just an honest conversation about what is possible for your business.
Effective Date: June 15, 2026
HUGH AND PARTNERS INC DBA 429 Capital ("we," "us," or "our") DOES NOT share customer opt-in information, including phone numbers and consent records, with any affiliates or third parties for marketing, promotional, or any other purposes unrelated to providing our direct services. All text messaging originator opt-in data is kept strictly confidential.
We collect the following types of information:
Personal Information:
Non-Personal Information:
Customer Communication:
We use collected data for:
Text Message Program Terms & Conditions
By opting into our SMS messaging services, you agree to receive text messages related to our services, including appointment reminders, customer support, and important updates.
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SMS Data Protection Statement
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We implement strict data protection measures to safeguard your SMS opt-in information and consent records.
We do not sell, rent, or trade personal information. We may share information with:
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All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, excluding aggregators and providers of the Text Message services.
We implement and maintain reasonable security measures to protect your personal information:
Despite these measures, no method of transmission over the Internet or electronic storage is 100% secure. We strive to use commercially acceptable means to protect your personal information but cannot guarantee absolute security.
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To exercise these rights, please contact us using the information in Section 10.
Our website may contain links to third-party websites. We are not responsible for their privacy practices and encourage you to review their policies. This privacy policy applies only to information collected by HUGH AND PARTNERS INC DBA 429 Capital.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We may update this policy periodically. The latest version will always be available on our website with the effective date. For significant changes, we will notify you by email or through a notice on our website.
If you have questions about this Privacy Policy or how your information is handled, contact us at:
HUGH AND PARTNERS INC DBA 429 Capital
Phone: (949) 787-3957
Email: Sales@429capital.com
Website: https://429-capital.com/
By using our website and services, you consent to this Privacy Policy.
Shareable link to this page: https://429-capital.com/privacy
Effective Date: June 15, 2026
1. Program Description: This messaging program sends appointment confirmation and reminder messages to customers who have booked an appointment with HUGH AND PARTNERS INC DBA 429 Capital through our website at https://429-capital.com/, or via our scheduling forms, and have explicitly opted in to receive SMS notifications. Opt-in is collected via web forms with a dedicated checkbox for SMS consent. Messages include scheduling confirmations, appointment reminders, rescheduling updates, and customer support communications.
2. Cancellation Instructions: You can cancel the SMS service at any time. Simply text "STOP" to the same number that sent you messages. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.
3. Support Information: If you experience issues with the messaging program, reply with the keyword "HELP" for more assistance, or reach out directly to Sales@429capital.com or call (949) 787-3957 during business hours.
4. Carrier Liability: Carriers are not liable for delayed or undelivered messages.
5. Message & Data Rates: Message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies based on your service usage and appointment schedule. For questions about your text plan or data plan, contact your wireless provider.
6. Supported Carriers: Our SMS program works with all major U.S. wireless carriers, including AT&T, T-Mobile, Verizon, Sprint, and most regional carriers.
7. Age Restriction: You must be 18 years or older to participate in our SMS program.
8. Privacy Policy: For privacy-related inquiries, please refer to our Privacy Policy at https://429-capital.com/privacy.
We comply with all applicable laws and regulations, including the Telephone Consumer Protection Act (TCPA) and CTIA guidelines, regarding the use of SMS communications.
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We reserve the right to change these Terms of Service or to impose new conditions on the use of the Site from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service, as modified.
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You agree at all times to indemnify and hold harmless HUGH AND PARTNERS INC DBA 429 Capital, its affiliates, and their respective officers, directors, agents, and employees from any claims, causes of action, damages, liabilities, costs, and expenses arising out of or related to your breach of any obligation, warranty, or representation under these Terms of Service.
Certain sections of the Site may allow you to purchase products and services from third-party vendors. We are not responsible for the quality, accuracy, timeliness, reliability, or any other aspect of these products and services. If you make a purchase from a third party linked through the Site, the information obtained during your visit, including payment information, may be collected by both the merchant and us.
Your participation in any dealings with third-party vendors is solely between you and the third party. HUGH AND PARTNERS INC DBA 429 Capital shall not be responsible for any loss or damage incurred as a result of such dealings.
To access certain features of the Site, you may be required to register and create an account. You agree to provide accurate, current, and complete information during the registration process. You are responsible for maintaining the confidentiality of your login credentials and for all activities conducted under your account.
If you suspect unauthorized use of your account, notify us immediately at Sales@429capital.com. We are not liable for any loss or damage arising from your failure to comply with this obligation.
We reserve the right to terminate or suspend your access to the Site, without notice, if we determine that you have violated these Terms of Service or engaged in conduct that we deem inappropriate or unlawful. Upon termination, you must cease all use of the Site and any content obtained from it.
These Terms of Service shall be governed by and construed in accordance with the laws of the state in which HUGH AND PARTNERS INC DBA 429 Capital operates. Any dispute arising under these Terms shall be resolved exclusively through binding arbitration in that jurisdiction.
We may update these Terms of Service from time to time. The latest version will always be available on our website with the effective date.
For any questions regarding these Terms of Service, please contact us at:
HUGH AND PARTNERS INC DBA 429 Capital
Phone: (949) 787-3957
Email: Sales@429capital.com
Website: https://429-capital.com/
By using our website and services, you consent to these Terms of Service.
Shareable link to this page: https://429-capital.com/terms